Consumer loan

Do you urgently need money?

Apply for VTB Bank Consumer Loan and get rapid and simple services.

Interest rate From 9%
Effective interest rate From 18.29%
Minimum loan amount GEL 400
Maximum loan amount GEL 45,000
Loan term Up to 48 months
Loan currency GEL  
Upfront Commission fee
Redemption penalty 
0% - 2%
Insurance life insurance


  • Additional money, when you need it
  • Flexible and convenient repayment schedule
  • Low interest rate
  • Loan issued for any purpose
  • Loan issued without collateral

The consumer loans can be issued to VTB Bank customers, as well as to the customers of any bank operating at Georgian market.

Documents necessary to receive the loan:

  • ID
  • Documents confirming incomes (if the incomes are received in the other bank)


  • Not required

Main requirements towards the borrower:

  • Minimum monthly income of GEL 250 for Tbilisi branch offices and GEL 100 for branch offices of the other cities
  • Minimum three-month working experience
  • The incomes shall be received at the bank account 
  • Age – 20-65 (including the loan term)