Loan tied to monetary rate

Using mentioned loan product gives you the opportunity to get the cheapest money resource for your business development, specified resource interest rate will be tied to monetary policy rate of National Bank of Georgia according to the following formula:

Loan % = monetary policy rate + interest margin of the bank

Monetary policy rate
- variable value

Interest margin of the bank –
permanent value

Maximum amount of the loan 1,000,000 GEL
Currency GEL
Term of the loan up to 120 months
Repayment schedule Equal / unequal monthly installments or non-revolving credit line
Issuing time 6 months
Purpose Fixed / operating assets, real estate
Collateral Movable/immovable property


  • Possibility of attracting funds exactly when you need them and in the amounts corresponding to the needs of your business;
  • Existence of the long allowance period allows tailoring repayment schedule to the specificity and seasonality of your business;
  • Minimum interest rate!
  • Business activities of the creditor shall be in compliance with the country’s legislation and shall not contradict with the funding policies of the Bank;
  • Client must have a minimum 6 month credit history;
  • Current business activity on the territory of Georgia.

For the additional information please apply the nearest branch of the Bank